农村非正规金融发展机制和对策研究.pdfVIP

题，建议适度规模，保持其可持续发展，在金融运行体制中完善法规体系，形成规 范化的制度平台，同时制定内部管理制度，形成规范化的发展模式，建立农村信用 网络，鼓励非正规金融与正规金融合作。 关键字：农村非正规金融发展机制对策研究 Abstract Ruralinformalfinancial areaneffective toruralformal organizations supplement the 1 informal ofour it in 996，rural financingcountry．Sincegotapprovedyear financing hasfulfilled demandfor intherural toits people’Sincreasing financing areas，due andbusiness inruralareas expanded scale，widecoverage flexibility，continuouslyscope and uncomplicatedloaningprocedure． Thearticlewillbe five mechanismsand elaborating，fromaspects，thedevelopment ruralinformalfinancial ofour countermeasuresof country． organizations 1．Formsofexistenceandstatusofruralinformalfinancial ofour organizations Informal referstoindirect country． financing financingprovidedbynon-statutory and anddirect betweenindividualsorbetweenindividuals organizationsfinancing ofwhichare not the orisnot enterprises，activitiesusuallyapprovedby govemment ruledunderfinancial which sector regulations，andcurrentlyincludes：privateborrowing， funds，rural foundation，pettyloans，creditguarantee Keidanren，privatecooperative ofmedium-sizedandsmall andother forms．Rural agencies enterprises organizational i