2013年全国硕士研究生入学统一考试英语(二)试题及答案解析.docVIP

PAGE \* MERGEFORMAT20 2013年全国硕士研究生入学统一考试(英语二)试题 Section I Use of? English Directions: Read the following text. Choose the best word(s)for each numbered blank and mark A,B,C or D on ANSWER SHEET1.(10 points) Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically. __1__, a true cashless society is probably not around the corner. Indeed, predictions of such a society have been __2__ for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment “would soon revolutionize the very __3__ of money itself,” only to __4__ itself several years later. Why has the movement to a cashless society been so __5__ in coming? 　　Although e-money might be more convenient and may be more efficient than a payments system based on paper, several factors work __6__ the disappearance of the paper system. First, it is very __7__ to set up the computer, card reader, and telecommunications networks necessary to make electronic money the __8__ form of payment. Second, paper checks have the advantage that they __9__ receipts, something that many consumers are unwilling to __10__. Third, the use of paper checks gives consumers several days of float-it takes several days __11__ a check is cashed and funds are __12__ from the issuers account, which means that the writer of the check can earn interest on the funds in the meantime. __13__ electronic payments are immediate, they eliminate the float for the consumer. Fourth, electronic means of payment __14__ security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information __15__ there. 　　 Because this is not an __16__ occurrence, unscrupulous persons might be able to access bank accounts in electronic payments systems and __17__ funds by moving them from someone else’s accounts into their o