1402__5012F基于.BSC的绩效评价体系研究__以JN银行为例(修改稿).doc

专业 参考 资料 摘要 本文以平衡计分卡为分析的切入点，以JN银行作为研究对象，就该银行的绩效体系应用和评价情况进行较为全面的分析，掌握它在体系效率、管理理念上存在的主要缺陷，以构建商业银行的绩效评价体系为研究对象，通过理论性分析和研究，找到目前所面对的问题原因，并能够通过实践指导改善JN银行的资源配置效率，对提高JN商业银行的经营管理水平具有非常重要的现实意义，促进JN银行在激烈的竞争环境中取得一席之地。 通过实际的分析可以看出，平衡计分卡具有显著的优点，能够解决以前企业管理中存在的主要问题，也在不断的实践运用和发展中得以完善，越发显出其强大的生命力和广泛的适用性。国内外实践证明，将平衡计分卡运用于商业银行的绩效管理中是非常有用的，可以帮助绩效管理工作更具有战略目标性，从而有效提高绩效管理的水平，确保及增强商业银行的发展能力。基于以上平衡计分卡的优点和适用性，本文从我国商业银行绩效评价的现实情况出发，致力于研究出适合我国商业银行的平衡计分卡绩效评价体系，以保证其更加健康持续的生存与发展。 关键词：平衡计分卡，绩效评价，商业银行 Abstract In this paper， the starting point for the analysis of BSC to JN Bank， for example to conduct a comprehensive analysis of the status of their current performance evaluation， problems and shortcomings of the internal anatomy commercial bank performance evaluation system that might exist on the concepts and methods， and research and construction of commercial banks performance evaluation system ， to the theory and practice of Chinas commercial banks guidance to optimize resource allocation efficiency of commercial banks ， improve the management level of commercial banks ， to gain a foothold in the competitive environment. Practice has proved that the balanced scorecard advantages of its unique and rare managed to conquer the world and many other difficulties， it is also the constant practice to perfect the use and development ， more show its strong vitality and broad applicability. Domestic Practice has proved that the Performance Management Balanced Scorecard applied to commercial banks is very useful and can help performance management more strategic objectives ， thereby effectively improve the level of performance management ， to ensure and enhance the development of commercial banks . Based on the above advantages and applicability of the Balanced Scorecard ， the paper performance evaluation of Chinas commercial banks from the reality view， Chinas commercial banks committed to come up with suitable BSC performance evaluation system to ensure its continued survival and