12terms_of_payment.pptVIP

Main content;Payment instruments of international trade;一、Draft/ Bill of Exchange;（二）Parties involved;;Samples ;（四）Types of drafts;3.Time of payment Sight/demand bill即期汇票 Time/Usance bill远期汇票 According to tenor, a bill of exchange may either be paid at sight on presentation or be required to be paid at a later date, such as: 见票后若干天付款 Pay at 30 days after sight. 出票后若干天付款 Pay at 30 days after date of draft. 运输单据日后若干天付款 Pay at 30 days after date of B/L. 指定日期付款 Pay at 10th July,2004.;4.按承兑人不同 commercial acceptance draft商业承兑汇票 由商业企业或个人承兑的远期汇票 banker’s acceptance draft银行承兑汇票 由银行承兑的远期汇票;（五）The use of draft;二、本票 Promissory Note ;（二）Main parities ;; Differences between draft and PN; 本票出票人是主要债务人， 汇票承兑前，出票人是主要债务人， 承兑后，承兑人是主要债务人; ;三、支票 Cheque, Check;;（二）支票的种类;UNIT 12;Lead-in ;The mode of payment includes Remittance (T/T, M/T, D/D), Collection (D/P, D/A) and L/C. L/C is the most frequently adopted mode of payment in China’s foreign trade.;Introduction;Introduction;Match the following.;Mail transfer D/P at sight Telegraphic transfer Documentary L/C Documents against Acceptance Demand draft D/P after sight Documents against Payment ;1. 汇付的分类;电汇与信汇业务流程图;票汇业务流程图;票汇与电汇、信汇的区别： 票汇是由汇款人自己把汇票寄给收款人或自己携带出国；而电汇与信汇都是由汇出行把汇款委托书交汇入行。 票汇汇入行无需通知收款人取款，由收款人上门自取；而信汇和电汇都是汇入行通知收款人来领 取汇款。;票汇的领款方式是收款人背书后，凭票取款；而信汇和电汇则是由银行填制汇款收据，收款人在收据上签收。 In order to save a lot of expenses on opening the letter of credit, we will remit you the full amount by T/T when the goods purchased by us are ready for shipment .;2.托收;托收方式的当事人及其关系;托收方式的分类及业务程序;2.跟单托收（Documentary Collection）：按照出口人向进口人交付货运单据的条件不同，跟单托收可以分为付款交单、承兑交单和其他三类。 付款交单（Documents Against Payment—D/P），指出口人的交单以进口人的付款为条件，即出口人委托银行向进口人收款时，指示银行只有在进口人付清货款时，才能向进口人交出货运单据。付款交单按付款时间分为即期交单和远期付款交单两种。 ;付款人 （进口人）;付款人 （进口人）;承兑交单(Documents Against Acceptance，D/A);Payment by D/A Accept D/P at sight Payment by confirmed and irrevocable L/C We regret that we are unable to entert