商业银行管理 peter rossChapter12.pptVIP

Using Marginal Cost to Set Interest Rates on Deposits Many Financial Analysts Would Argue That the Added Cost (Not Weighted Average Cost) of Bringing New Funds into the Bank Should Be Used to Price Deposits. 12-* Market Penetration Deposit Pricing The Method of Selling Deposits That Usually Sets Low Prices and Fees Initially to Encourage Customers to Open an Account and Then Raises Prices and Fees Later On. 12-* Conditional Pricing Schedule of Fees were Low If Customer Stayed Above Some Minimum Balance - Fees Conditional On How the Account Was Used Conditional Pricing Based On One or More