房地产企业资渠道及创新.docVIP

内容摘要 长期以来，我国房地产融资以银行为主要渠道。但是，在新的宏观调控背景下,随着一系列紧缩房地产银行信贷的政策和措施相继出台，传统融资渠道的弊端逐渐显露出来,并且已经影响到了房地产金融的持续、健康发展 索引关键词：房地产融资、融资渠道、银行信贷  Abstract Long-term since, our country estate financing to the bank as the main channel. But, in the new macro-control background, with a series of tightening credit bank of real estate policies and measures have issued, the shortcomings of the traditional financing channel gradually reveal, and real estate finance have affected the sustainable and healthy development. The traditional methods generally includes: real estate investment, business mortgages, cooperative development or the project company takeover, real estate enterprise listed residents housing mortgages loan (indirect financing for developers), etc. Because real estate enterprise is a capital-intensive, capital of scarcity and importance to the real estate enterprise that is more evident, in addition, the sustained and healthy development of the Chinese economy objectively need to change the current real estate financing channel, the shortage of capital situation, must be real estate financing channels of innovation. The current real estate enterprise financing channel more for: the bank credit, enterprise listed financing, financing, the real estate investment fund letter, offshore financing, etc. The target of innovation is to realize the financing of diversification, indirect financing ways and direct financing integration and length of capital complementary. The content of the innovation is, in diversified financing channel, in addition to the traditional bank credit outside, other and enterprise listing, real estate trusts, real estate investment funds and financing, such as DuoZhong outside financing channel. The index keywords: real estate financing, financing channel and bank credit 目录 摘要 I Abstract II 第一章 绪论 1 1.1研究背景和研究意义 1 1.2研究的主要内容 1 第二