国贸实务课件-7.ppt

3 Chapter 10 International Payments 10.0 Overview 10.1 Amount of Payment 10.2 Payment Currency 10.3 Instruments 10.4 Payment Methods 10.5 Factoring Payment Means of payment include settlement in cash and settlement with bill. Most of the payment in international trade is settled with bills such as draft（or bill of exchange）, promissory note and check. a negotiable instrument is a an unconditional promise or order to pay an amount of money that is easily transferable from one person to another. 1 full and legal title passes on delivery 2 not necessary to give notice of transfer to the liable party 3 free from equities or defects in title of any previous holder 4 good faith and 5 for value Parties to a negotiable instrument 1) 出票人drawer 2) 付款人payer/drawee 3) 收款人payee 4) 承兑人acceptor 5) 背书人endorser 6) 被背书人 endorsee 7) 参加承兑人acceptor for honor 8) 保证人guarantor 9) 持票人holder 参加承兑是汇票遭到拒绝承兑而退票时，非汇票债务人在得到持票人的同意下，参加承兑已遭拒绝承兑的汇票的一种附属票据行为。其目的是阻止持票人在票据到期前追索，维护票据债务人的信誉。 10.3 Instruments Draft or Bill of Exchange A sample draft and its elements Types of drafts Stages in handling a bill of exchange Promissory Note Definition A sample draft and its elements Check Definition A sample draft and its elements Activities for Comprehension: Difference between draft, promissory note and check. Definitions of bills Draft is an unconditional written order drawn by the drawer for the money to be paid by the drawee. section 3, bill of exchange act, 1882,UK A Bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to or the order of a specified person or to bearer. Acts relating to a bill of exchange 出票（Issue） 背书（Endorsement） 提示（Presentation） 承兑（Acceptance） 付款（Payment） 保证（Guarantee ） 拒付（Dishonor） 追索（Recourse） 贴现（Discounting) Definition of promissory note Promissory note i