英语笔译实务3级配套训练第四单元汉译英(二)投资者常犯的错误.docVIP

英语笔译实务 3级配套训练 第四单元 汉译（） 投资者常犯的错误股票价格因为当前的金融危机已大幅下跌目前还不肯定是否已，但小投资者还可以考虑趁目前的低价格买进一些从前遥不可及的筹股。如果决定投资了，应避免犯以下一系列错误： 1. 分布不充分：资产分布就是你把资金分于不同种类的资产，例如带来固定收入的定期存款和债券基金，或是具增值潜能的股票或房地产。许多者都犯把大部分资金集中于一项投资的错误，如股票或房地产。一房地产市场或股票下滑，他们所受的冲击将不小。谨慎做法是拥有一笔相当于六个月薪金的储蓄，在股市和房地产市场突然下滑或是急需现金时，可作为保障。 2. 多元化：如已将部分资金用于包括股份在内的投资组合，你应该尽量使投资多元化，以使风险最小化。说，如果你投资的是股票，应尽可能不要过度集中于某只股票。除此之外也应确保组合的股票不是都从事某个行业。如果足够的资源，甚至投资的地区也应。如果初次接触投资，你可能没有足够的资金，一只股票就用掉你的大部分储蓄。投资昌一个分散投资的方式。负责管理基金的经理会集合许多投资者的资金，组成一个风险分散的投资组合。 ?? 课文词汇 blue chip stockt 资产 asset 定期存款 fixed deposit 债券基金 bond fund 房地产 real estate, housing properties 投资组合 investment portfolio; portfolio 译文 Mistakes Investors Often Make Stock prices have fallen / dropped considerably / dramatically / significantly during the current financial crisis / economic malaise. Although there is the risk that markets may not have touched [the] bottom/have not yet bottomed, the current low stock prices offer an opportunity/chances for retail/small investors to gradually invest in selected blue chip stocks that may have previously been out of reach/that were too costly for them in the past. In the event that you decide to invest make an investment , here is a list of pitfalls/mistakes you should avoid: 1. Inadequate Asset Allocation All Your Eggs in One Basket . Asset allocation is the process of dividing your pool of money among different asset classes spread your funds over various types of assets , e.g. between income investments such as fixed deposits and bond funds, and/or growth investments which will include stocks or property/real estate. The mistake many investors make is to put Inexperienced investors often err by placing most of their money in one form of investments, say, stocks or properties. As a result, when the property and stock markets decline, these investors are in an extremely vulnerable position. It is always prudent to keep aside about 6 months’ salaries as a safeguard against sharp declines a sudden plunge in the stock and property