金融英语Part2-3 exercise.docVIP

Part2 1. Multiple Choice 1 According to Basel Accord issued in 1988, the capital adequacy ratio should be higher than ________. A. 6% B. 7% C. 8% D. 9% 2 Basle Accord issued in 1988 divides the capital of a bank into ________. A. tier 1 and 2 B. pass and special mention C. outstanding and excellent D. standard and substandard 3 In CAMELS system, the best performance is rated as ________. A. 1 B. pass C. 5 D. outstanding 4 In China, _________has the power to carry out financial supervision obligation. A. central bank B. the CBRC C. fiscal department D. the State Council 5 The C in CAMELS system refers to _________. A. capacity B. currency C. capital D. capability 6 There are _______kinds of risk weight about assets quality in Basel Accord. A. 3 B. 4 C. 5 D. 6 7 ________is the core of bank licensing process. A. An information pre-filing stage B. The application stage C. The organizing stage D. The operation stage 8 The supervision authority will not scrutinize __________ when it licenses a proposed bank. A. the qualification of managers B. business site C. the source of capital D. operation plan 9 The aim of financial supervision is ________. A. to save failing banks B. to protect all savings accountC. to maintain reputation of financial system D. to control asset quality 10 In China, the minimum capital requirement for a national-level commercial bank is RMB________billion. A. 1 B. 150 C. 180 D. 200 2. True or False 1 The banking organizations are not so highly geared as the industrial companies. A. true B. false 2 The limit on the deposit insurance coverage also serves to minimize moral hazard on the part of the depositors. A. true B. false 3 Bank charter is usually granted by the central bank or a separate supervisory body of a country.A. true B. false 4 Banking, by its nature, entails taking a wide array of risks.A. true B. false 5 The most important types of operational risk involve brea