本科论文格式(添2013最新要求).docVIP

w目 录 中英文摘要、关键词………………………………………………………… （1） 前言 ……………………………………………………………………………（3） 一、医疗保险个人账户分设基本概念……………………………………… （3） （一） 医疗保险个人账户分设产生的背景…………………………………（3） （二） 个人账户的政策演变…………………………………………………（5） （三） 医疗保险个人账户分设的定义………………………………………（5） （四） 医疗保险个人账户分设的作用………………………………………（6） 二、镇江市个人账户向家庭账户过渡的运行状况………………………… （7） （一） 镇江市个人账户分设运行的基本情况………………………………（7） （二） 镇江市个人账户分设运行过程中的难点……………………………（7） 三、对医疗保险个人账户分设政策的建议………………………………… （9） （一） 逐步提高统筹层次，着力推进制度统一，管理 在传统的公费和劳保医疗下，由于缺乏个人分担机制，享用对象“医疗过度消费”现象严重，国家和企业负担沉重，国务院颁发了《国务院关于建立城镇职工基本医疗保险制度的决定》 关键词: 医疗保险 个人账户 家庭账户 注：中文摘要、关键词采用小四号宋体字，英文摘要、关键词采用四号“Times New Roman”字体。 Abstract Under traditional public health and labor health, many “over medical consumption” objects exist because lacking personal sharing mechanisms, contributing heavy national burden. The State Council issued the “State Council’s decision on establishing the basic medical insurance system for urban workers” to establish a personal medical insurance account. However, as the practice of workers medical insurance system, the limited nature of individual accounts gradually emerged: excessive precipitation personal account funds, affected the function of Freemasonry. In such circumstances, Zhenjiang City, the national Medicare pilot, divided Medicare personal accounts into first and second accounts in 2008, and expand the use of secondary accounts, transit the health insurance account to family accounts, extended health insurance personal account features thus improving health care mutual economic efficiency. While the initial accumulation of accounts did not resolved, a higher incidence of accumulated one-time charges was released after the issue. From the theoretical analysis of individual accounts in Zhenjiang City, the reference of other cities reform models, suitable reform advice will be suggested. Key words: Health Insurance; Individual Account; Family Account 前言（注：章节标题采用小三号宋体字、加粗。上下各空一个标准行，即小四字体的一行。章标题居中，节标题首行缩进两个字。前言前不加序号。） 医保个人账户资金的设立，是基于医保制度新旧转轨的考虑