浅谈定投基金在中国的发展.docxVIP

目录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc438581852 一、我国定投基金特点 PAGEREF _Toc438581852 \h 1 HYPERLINK \l _Toc438581853 三、我国定投基金存在问题 PAGEREF _Toc438581853 \h 2 HYPERLINK \l _Toc438581854 （一）定投长期投资误区 PAGEREF _Toc438581854 \h 3 HYPERLINK \l _Toc438581855 （二）定投每月固定日均能扣款 PAGEREF _Toc438581855 \h 3 HYPERLINK \l _Toc438581856 （三）定投适应所有基金误区 PAGEREF _Toc438581856 \h 3 HYPERLINK \l _Toc438581857 （四）定投的基金赎回后自动终止 PAGEREF _Toc438581857 \h 4 HYPERLINK \l _Toc438581858 三、促进我国定投基金投资优化策略 PAGEREF _Toc438581858 \h 4 HYPERLINK \l _Toc438581859 （一）固定总投资 PAGEREF _Toc438581859 \h 4 HYPERLINK \l _Toc438581860 （二）依据财务能力弹性调整投资金额 PAGEREF _Toc438581860 \h 5 HYPERLINK \l _Toc438581861 （三）选择不同特色的基金 PAGEREF _Toc438581861 \h 7 HYPERLINK \l _Toc438581862 （四）适时部分赎回或转换 PAGEREF _Toc438581862 \h 8 HYPERLINK \l _Toc438581863 参考文献 PAGEREF _Toc438581863 \h 9 浅谈定投基金在中国的发展 摘要 随着中国经济的飞速发展，金融行业的日渐成熟，越来越多的人认识到了风险投资所带来的丰厚利益。但是在高效益的背后存在着高风险，比如目前正处于低迷之中的股市，未来的走势如何无人预知。所以越来越多的人会选择相对风险较低的投资方式。于是，定投基金逐渐进入了人们的视线。之前如火如荼的基金市场也开始渐渐地退烧,银行的大厅里少见了拿着现金排队买基金的景象,投资者在一次又一次的历练和挫折中逐渐的趋向理性。本文就定投基金在中国的发展及其前景进行探讨。 [关键词]定投基金；发展现状；前景；对策 The Investment Funds Development in China ABSTRACT with the rapid development of Chinas economy and financial industry matures, more and more people have realized the huge benefits to the venture. But behind high-there is a high risk, such as the stock is currently in the doldrums, and how no one was anticipating the trend of the future. So more and more people will choose a relatively lower-risk investments. Thus, funds come into sight. Recently in the stock market a dismal, fund market fever has begun in full swing before, Bank Hall rare scene of holding cash in line to buy funds, investors again and experience gradually tend to reason and frustration. Investment in a new way by investors, especially working-class sought after by investors, this Fund is scheduled to vote. This paper discusses the development of investment fund in China and its prospects. [Key words]investmen