理财规划的内容居住规划.docVIP

理财规划的内容——居住规划 为爱筑巢 必要性 蜜蜂苦追蝴蝶，怎么也追不到手，最后蝴蝶嫁给了蜗牛。蜜蜂百思不得其解，对蝴蝶说：我这么勤劳，蜗牛那么锉那么懒散。你为什么要嫁给它呢？ 蝴蝶说：人家蜗牛毕竟有房子，而你却还住在拥挤不堪的集体宿舍。 中国作为一个千百年受着：“先成家，后立业”的人生模式影响的国度。成家，有一套房子，成为一个婚姻成立的前提! 有人笑谈：是中国的丈母娘，逼高了中国房价!作为一个中国青年，25岁到了一个成家的年纪婚房逐渐成为一个主流。买房子的99.99%需要按揭，买房子的90%在25-30岁之间姐姐为拥有一套普通住宅 缺点 成功的象征，心理的满足 自我居住使用 房产增值 保值抗通货膨胀 安全性高 杠杆作用 税负减免 自我控制权 分散风险 普遍熟悉的投资方式 个人偏好 变现率低 交易费用高 管理维护麻烦 房产贬值 房产价值缺乏标准 房产法令手续繁复 缺乏房产信息 投资金额较大 政府介入太多 房产投资者的形象不佳 出租收益率不高 投资房地产10步骤: 1. 决定投资策略，即以资本利得或以房租收益为主 2. 寻找各种投资方案，判断其投资前景 3. 利用简单财务模型分析 4. 和卖主协商基本条件 5. 估计自己的财务实力 6. 确定贷款 7. 寻求律师帮助 8. 需获得专业性的管理服务 9. 购买房屋保险 10. 出售房地产，计算投资报酬率 总结来说，无论是租房、购房或者房地产投资，都要量力而行，提早做好居住规划，让住房为你幸福生活加分！ force youth teams and County party leaders, aimed at weakening the anti-Japanese forces. Zhuang Shaozhen was removed from Office and to the underground revolution activities carried out in the country, political parties were dissolved. Zhejiang comrades and thus losing a foothold in Wujiang basis points. To make them stay, jindapeng served as captain of the young workers through activities, make the political player-wise into the youth team. Save a group of the backbone of the resistance, and gave the Communists ... Commander Zhu Xi, led by Deputy Commander Wang Hesong, stationed along the junction of Jiangsu xincheng, Wuzhen. Zhu Xi troops KMT-CCP cooperation and anti-Japanese policy of solidarity, he moved to Jiangsu and Zhejiang provinces. Zhu Department times and day Army hand-to-hand combat made victory, grow has momentum, standing strict Tomb, and new Cheng of appeasement army giant Haru Brigade anyway, received adapted; living Taihu Lake of bin of two a even Hunan army with of allegiance; Jiangsu and Zhejiang junction area of Wang Chunlin Department about 500 people also has done a Yu Zhu Xi men; River, and Zhejiang, and Shanghai area many tour miscellaneous forces also attracted attached return, plus many local youth have joined forces, Zhu Xi strength big increased, from original more than 200 more people quickly developm