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- 2016-10-17 发布于贵州
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中小微企融资难汽车典当“英雄救美”
中小微企融资难,汽车典当“英雄救美”
有车有房有业务,没钱有贷扛日子,中小微企业是商界的小资白领,行业里有名无实的贫穷贵公子。每到年末,资金囧态百出,银行求助惨遭拒,民间信贷苦连连,融资难难于上青天。谁来为中小微企“保驾护航”?宝瑞通典当行数据显示,汽车典当融资是中小企业的救命英雄。
“矮矬穷”中小微企搭上“高富帅”典当行
近年来,中小企的融资难受到各行各业的关注,随着《典当法》出台,典当行融资身份得以确认,快速成长为中小微企业短期融资首选。各地典当行纷纷推出各种“快付款”优惠创新业务,俨然成了融资界的“高富帅”,试图拯救中小企业于水深火热之中,走出资金周转难的泥潭。
据全国典当行业监督管理信息系统数据显示,2012年全国典当行业运行保持平稳增长。行业全年实现典当总额2764.6亿元,同比增长22.1%;营业收入118.8亿元,同比增长19.5%;利润总额44.1亿元,同比增长12.7%。从业务结构看,动产典当业务占26.5%,房地产典当业务占53.3%,财产权利典当业务占20.2,业务结构保持稳定。
汽车典当融资“英雄救美”,“短急快活”成焦点
对于中小微企来说,黄金珠宝典当略显单薄,不动产份额少,房产典当可行性小,汽车典当金额合适、风向小,成了首要选择的“救命稻草”。
据了解,京城规模最大的典当行宝瑞通在年末融资潮中,每日前来咨询汽车典当业务的中小微企络绎不绝,典当行推出“典车宝、一日典当、批量车典当、工程车典当”等创新业务,备受追捧。宝瑞通典当行汽车经营中心徐硕介绍“前两天刚完成了对某一汽-大众品牌4S店的批量商品车典当业务,放款600万元。”
来做汽车典当融资的中小微企反映,相比银行融资,典当融资最突出的优势就是放款快。比如宝瑞通可实现放款,额度,从几万、十几万到几十万的业务都做。
days of Drudge, illness increased, he Chong soon Fatt said: it seems that Im not dead to Japan soldiers tortured to death, and it certainly can not go home alive, even with small Japan fight and get it over, if you have the opportunity to get away. When shipping via Shun Tang Qiao, when river water needs, siazhen hard to pull the boat oars, and urgent steps on the ships rail, a small wooden boat overturned on the spot, the ship upside down, ship arms into the river bottom, brought the ship 2 Japan failed to come out of the water, and siazhen were also sacrificed. 1 Zhang Shun in the little boat, panic, jumping on the River Bank and escaped. (11) Chen Jinhai, Wu Ada fishing-Japanese soldier remains one day in April 1939, active in Wuzhen, anti-Japanese forces of Zhu Xi Xin Cheng, Yan Tomb, Tao Yuan min Yi Shen Zhuang Yang side of the village, this encounter with a group of Japanese soldiers, engaged in a fierce gun battle. 3 soldiers heroically battle Zhu Xi forces, remains fell into the Shen Zhuang Yang. Zhu Xi troops in pursuit of the Japanese, and no time to salvage the soldiers remains. Chen Jinhai, Wu Ada 2 people until the local villagers shot away, to the Yang side, Yang was found in the remains of sold
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