大专金融学毕业论文.docVIP

大专金融学毕业论文 1 东北财经大学成人高等教育本（专）科毕业论文 中国网络金融服务安全的分析 ——探索对策以及防范要求 作 者 吕明鑫 层 次 高中起点专科 专 业 金融学 年 级 2010 学 号 201026301018 办学形式 脱产 办学地点 东北财经大学 指导教师 成 绩 2 提要 电子商务的发展对整个社会的政治、经济、文化及生活等领域产生了巨大的影响，金融业 在这股潮流的冲击下也面临着前所未有的发展机遇和挑战。网上银行作为一种实体银行的虚拟 工作环境，其交易不仅具有与传统银行业务相同的风险，而且他具有高技术性、无纸化和瞬时 性等特点，决定了其经营风险要远远大于传统银行的风险，且目前技术措施和立法保障等方面 不尽完善，因此其存在的问题也日益显现，其中最重要的是网上银行的安全风险问题。同时， 网络金融的迅速崛起，为金融机构的竞争与发展拓展了新的空间，为单位及公众的资金和投资 管理带来了极大的便利。与此同时，金融网络频遭攻击，客户金融资产被在网上盗卖、资金被 在网上盗取的案件时有发生，网络金融的安全问题也日益突出。因此，认真分析、准确把握影 响网络金融安全运行的各种诱致性因素，采取有效措施，堵塞漏洞，不断强化和提高网络金融 运作的安全性能，增强其安全保障，是推动我国网络金融健康发展的当务之急。 关键词 电子商务 网上金融服务 网络安全 3 Abstract The development of e-commerce areas such as politics, economy, culture and life ofsociety as a whole had a huge impact on the financial industry is facing unprecedentedopportunities and challenges in the impact of this trend. Virtual working environment,online banking as an entity bank transactions not only have the same risk with the traditional banking business, and he has a high-tech, paperless, and transientcharacteristics of its business risk is far greater than traditional banks the risk oftechnical measures and legislation to protect not perfect, so its existence is also increasingly apparent, the most important of which is the security risks of online banking.The same time, the rapid rise of the network of financial, competition and development offinancial institutions to expand the new space, a great convenience for the units and the public funds and investment management. At the same time, the financial networkfrequently attacked, and customers of financial assets has been stealing and sellingonline, capital cases was stolen on the Internet, the online financial security issues have become increasingly prominent. Therefore, a careful analysis, an accurate grasp of a variety of induced factors that affect the safe operation of the network of financial, take effective measures to plug the loopholes, and continue to strengthen and improve thesafety performance of the network of