论文房地产企业融资问研究.docVIP

哈尔滨商业大学毕业论文 学 生 姓 名： 指 导 教 师： 专 业： 学 院： 二〇年月日  Graduation ThesisHarbin University of Commerce The Existing Problem in the Financing of the Real Estate Industry Student Xu Min Supervisor Chen Jing Xia Specialty Accounting School Institute of international education 2014-6-15摘 要 多年以来，拉动经济增长的一直都是出口贸易、固定投资和扩大内需“三驾马车”，其中房地产业作为国民经济的支柱性产业，在固定投资和拉动内需中同时扮演着非常重要角色，对经济的健康发展有着至关重要的作用。随着城市化进程的推进，未来相当长的一段时间内，房地产业仍然会占据经济发展的主导地位。房地产业属于非常典型的资金密集型行业，它需要的资金数额巨大，项目开发建设的周期很长，而开发商如果仅仅依靠自有资金往往无法满足投资的需求，要想顺利开展项目，就必须通过各种渠道大量融资。如果能够解决房地产企业的融资难题，对于促进房地产业的持续、快速、健康发展具有积极的社会意义。 文章介绍了房地产企业的特征、融资的概念及特征，并分析了房地产进行融资决策时需要考虑的因素。阐述了房地产企业总体融资现状，分析了当前国家的宏观调控政策对房地产企业融资的影响，总结当前房地产企业进行融资存在的问题。针对房地产企业融资遇到的问题提出相关对策，包括完善房地产企业自身经营管理机制、选择多渠道融资方式实现融资多元化、建立健全政府支持体制等。并引用一个紫菘地产融资的现实案例，佐证文章的研究结论。 关键词：房地产企业；融资方式；多元化 Abstract Over the years, driving Chinas economic growth has been the export trade, fixed investment and expansion of domestic demand three carriages, which the real estate industry as a pillar industry of national economy, in the fixed investment and stimulating domestic demand also plays a very important role, for Chinas healthy economic development has a crucial effect of. With the city development in China, the future for a long period of time, the leading status of the real estate industry will still account for economic development.The real estate industry is a typical capital intensive industry, the amount of funds it needs great development and construction of the project, the cycle is very long, and the developers if only rely on its own funds are often unable to meet the needs of investment, to carry out the project, we must through various channels to finance large. If we can solve the financing problems of real estate enterprises, t