Chapter 12 Insurence.pptVIP

Chapter Seven Insurance Chapter Seven Insurance Revision Objectives Warming-Up Related Knowledge Sample Letter Seventeen Eighteen Exercises Objectives Upon completion of this chapter, the students will: be familiar with the risks frequently used. be able to use the words and expressions widely used in insurance. be able to discuss the insurance terms with foreign companies. Warming-Up Who will effect insurance? Usually insurance is arranged by the exporter or the importer approaching an insurance company, which has a department specializing in cargo insurance. Who will effect insurance depends on the particular trade terms adopted. Warming-Up Under CIF terms, it is the seller who arranges insurance with an insurance company. Under the terms of FOB, CFR, etc., the buyer effects insurance, but he may ask the seller to arrange insurance on behalf of the buyer. Related Knowledge Parties involved Insured Applicant Insurer Insurance Agent Insurance Broker 保险当时人 保险代理人 是指代表保险公司招揽和经营保险业务的组织和个人。其行为所产生的权利，义务，后果直接由保险人承担。 保险经纪人 是指基于投保人的利益，为投保人与保险人定立保险合同提供中介服务，并依法收取佣金的单位。 保险涉及费用, 保险单据 Money involved in insurance Insured Amount Premium Insurance Documents Insurance Policy or Policy Insurance Certificate 基本险 平安险 水渍险 一切险 Tell the words from their definitions given below A person or company that purchases insurance A written agreement between an insurance company and policyholder Sum of money paid regularly to an insurance company in exchange of protection against the specified undesired event A company that sells insurance insure Usually computed by adding the invoice cost, guaranteed freight, other costs, and insurance premium plus a percentage, commonly 10%. This usually represents landed value. Read the following short passage When you buy insurance, you enter into a written agreement with the insurance company. This agreement is called a policy. The person who buys insurance is the policyholder. Accord