我国建立存款保险制度的必要性研究.docVIP

摘　　要 随着经济全球化迅速发展我国金融市场不断开放我国长期实行的隐性存款保险制度越来越显示出局限性转轨时期我国存款保险制度从“全额赔付的隐性存款保险制度”向“有限赔的显性存款保险制度”转变尽快建立符合市场化改革要求的存款保险制度已是我国金融业亟待解决的问题我国建立存款保险制度的必要性与可行性分析 Abstract With the rapid development of economic globalization and Chinas financial markets, as a transitional continuously open type of developing countries, Chinas financial system has many insufficiencies and defects of state-owned assets, four bank business, large higher risk of non-performing loans, bad credits in bank credit occupies a large proportion of the elite, security and bank crisis weakened the competitiveness of Chinas financial