中外网络银行展对比定稿.docVIP

四川师范大学文理学院本科毕业论文中外网络银行发展对比作 者 郑雪丽 院 系 经济系 专 业 经济学 班 级 经济学2班 学 号 200711015173 指导教师 杜世奇 讲师 中外网络银行发展对比 学生： 郑雪丽 指导教师：杜世奇 讲师内容摘要：如今网络银行对于我们已经不再陌生，例如网上购物要通过网上银行支付货款，网上银行又被称为“3A银行”，因为它不受时间、空间限制，能够在任何时间(Anytime)、任何地点(Anywhere)、以任何方式(Anyway) 为客户提供金融服务。网络银行给用户带来了极大的方便，一定程度上替代了传统银行柜台的业务。随着计算机的进一步普及，人们观念和习惯的改变。中国银行业发展网络银行具有必然性。国外网络银行的发展起步早，技术和管理更成熟，有很多值得我国借鉴的地方。不可否认，我国网络银行近年来取得了巨大的发展，逐渐与国际接轨。但是与国外相比目前普及率不高，还有很大的发展空间。通常经济越发达国家网上银行普及率越高。关键词：互联网 银行 计算机 金融 服务The Comparison Of Chinese And Foreign Network Bank DevelopmentAbstract: Nowadays networkbank are not unfamiliar to us, For example，we pay for the goods bought online through network bank. network bank is also called aaa bank, because it is not free from time and space constraints,it can provide financial services anytime anywhere anyplace. The network bank brings users with great convenience, to a certain extent instead of the traditional bank counter.With the further popularization of the computer, changes in ideas and habits of people. It is inevitable to develop network bank for Chinas banking industry.The development of the network bank abroad started early, technology and management is more mature. Many aspects are worthy of our reference. Admittedly, the network bank, in recent years, has developed greatly in China.We are coming close to international standards gradually.But to compare foreign country the popularizing rate of the use network bank is not high, we has a great space to develop. Gnerally speaking a more developed country has a more widespread network bank system. Key words: Internet Bank Computer Finance Service目 录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc274335737 一、网上银行简介 PAGEREF _Toc274335737 \h 1 HYPERLINK \l _Toc274335738 二、我国网络银行业务发展现状 PAGEREF _Toc274335738 \h 1 HYPERLINK \l _Toc274335739 （一）我国网络银行业务发展现状概述 PAGEREF _Toc274335739 \h 1 HYPERLINK \l _Toc274335740 （二）我国典型网络银行业务-个人业务服务内容 PAGEREF _Toc27433574