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Rich Brott | Diminishing Investment Risk | 1 CONTENT ? RICH BROTT 2007 Diminishing Investment Risk 投资风险递减 Risk is not something you should try to eliminate from your portfolio. However, you must manage your risk. By choosing only ultra conservative investments, you limit the potential return on your investments. Instead, minimize your risk by diversifying your portfolio and choosing investments that will bring you peace of mind as well as your desired rate of return. 风险是不是你应该尽量消除你的投资组合。但是，你必须管理你的风险。通过选择极端保守的投资只，你限制对您的投资潜在回报。相反，最大限度地减少你的投资组合和选择多样化的投资，将带给你的心态以及你期望的回报率和平的风险。You can manage your investment risk through proper diversification, also known as asset allocation. In our world of uncertainty, it makes sense to reduce your risks wherever possible. This is especially true when it comes to investing. That’s what diversification does. It’s a way to reduce exposure to risk without reducing your potential for return. 您可以通过适当的管理分散你的投资风险，也称为资产配置。在我们的不确定性的世界，是有意义的尽可能减少你的风险。这一点尤其是当它涉及到投资。这就是多元化一样。这是一种方式，以减少不减少为答谢您的潜在机会。Diversification is the spreading of your money into a variety of investments. Changes in economic conditions affect some securities differently, but the impact of any single asset category is minimized. 多元化是为各种投资你的钱蔓延。在经济条件的变化会影响某些证券不同，但任何单一资产类别的影响减至最低。Through diversification, you distribute your assets among a variety of investment categories and, thus, spread your risk. Of course, your personal situation and investment goals will affect the way in which you diversify your portfolio. You need to discern your objectives based on your age, family obligations, income needs, liquidity requirements, tax considerations, and tolerance for risk.When you’re determining your asset mix, consider these four types of diversification: across asset classes, across time horizons, across industries, and among companies. 通过多样化，你的投资之间分配各种类别和你的资产，因此，分散风险。当然，您的个人状况及投资目标，将影响你的方式，分散你的投资组合。你需要识别您的年龄，家庭义务，收入需求，流动性要求，税收的考虑您的目标，为risk.When您确定您的资产组合宽容，认为这四种类型的多样化：在资产类别，跨时间视野，不同行业，