保险业的风险防范.docVIP

一、保险风险的概述 （一）保险业风险特征 ?? 根据保险业风险产生的方式及其所带来的影响，其具体特点可以概括为： 1．保险业风险的存在具有必然性。 从宏观角度上说，任何事物的存在都具有利弊两个方面的因素，这就决定了当一个事物出现以后，既给人类带来了福音，同时，也会给人类制造一些麻烦。如果处理不好，甚至会带来灾难性的后果。 比如人类有了航海业，就可远渡大洋，周游世界。但是从此出现了海难事故；人类有了飞机，实现了人类遨游蓝天的梦想，缩短了地球上地域之间的距离，可是伴随的是不断发生的空难悲剧。再比如，汽车成了代步工具，但交通事故猛于虎也是不争的事实。同样的保险业风险也是如此。更何况他是经营风险的行业。 Trade union work systemTrade union work systemThe staff and workers CongressChapter I General principlesThe first is to protect my company workers democratic management power, full of enthusiasm and creativity of employees, wisdom run company, this regulation is formulated.Second public companies in the implementation of the board of directors general manager responsibility system under the leadership of the building at the same time, must establish and improve the system of workers Congress and other democratic management systems, security barrier and play the role of trade union organizations and representatives of the employees table in consideration of the major decision-making enterprises, supervision and supervision of administrative leadership, power and role of safeguarding the legitimate rights and interests of workers and so on.Third the trade union committee of the enterprise is the work of the staff and workers Congress, and is responsible for the daily work of the staff and workers Congress.Fourth the staff and workers Congress shall accept the ideological and political leadership of the Party committee, and shall exercise its functions and powers within the limits prescribed by law.Article fifth the staff and workers Congress shall actively support the general manager to exercise the authority of the management and decision making and the unified command of the production activities.Sixth of workers Congress of democratic centralism.Second chapter of authorityArticle seventh the staff and workers Congress shall exercise the following functions and powers::A general manager, to listen to and consider the science about the companys operating princip