浅析信用证融资中的银行风险问题.docVIP

[关键词]银行信贷，信用证融资风险管理 浅析信用证融资中的银行风险问题 　19世纪80年代信用证产生于的英国，它是伴随着商业信用出现危机而产生的，因为随着国际贸易的发展，国际间的贸易量不断增加，贸易方式渐多样化，贸易金额也随之，但由于国际贸易毕竟不同于国内的企业做贸易，双方两个相距遥远的国家地区，一般情况下，双方对对方的资信状况，信用情况都不了解，同对其所国家地区相关的政治，经济政策以及法律法规也缺乏必要的认识，所以在当时普遍存在着进出口双方的相互不信任，出口方不敢在收到货款之前放货，害怕承担由于进口方国家的外汇政策或是进口方的原因造成的收汇风险，导致钱货两空。信用证经过几个世纪的发展，已成为国际贸易通用的结算方式，也是重要的融资方式，在国际贸易结算和融资中倍受青睐，近年来结算份额保持在40%以上并呈上升趋势。在经济发达国家信用证结算量更是占到国内外贸易结算总量60%以上。国内信用证在我国国内贸易中的却。稳健的财政政策积极的财政政策 Trade union work systemTrade union work systemThe staff and workers CongressChapter I General principlesThe first is to protect my company workers democratic management power, full of enthusiasm and creativity of employees, wisdom run company, this regulation is formulated.Second public companies in the implementation of the board of directors general manager responsibility system under the leadership of the building at the same time, must establish and improve the system of workers Congress and other democratic management systems, security barrier and play the role of trade union organizations and representatives of the employees table in consideration of the major decision-making enterprises, supervision and supervision of administrative leadership, power and role of safeguarding the legitimate rights and interests of workers and so on.Third the trade union committee of the enterprise is the work of the staff and workers Congress, and is responsible for the daily work of the staff and workers Congress.Fourth the staff and workers Congress shall accept the ideological and political leadership of the Party committee, and shall exercise its functions and powers within the limits prescribed by law.Article fifth the staff and workers Congress shall actively support the general manager to exercise the authority of the management and decision making and the unified command of the production activities.Sixth of workers Congress of democratic centralism.Second chapter of authorityArticle seventh the staff and workers Congress shall exercise the follow