2013年一月MBA,MPA,MPACC管理类联考英语二真题.docVIP

2013年1月MBA/MPA/MPACC管理类联考英语真题 Section I????Use of English 1(V8}zn ? Directions: oXA3 i ? Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. (10 points) qkZ3 G ? Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically.??1___??a true cashless society is probably not around the corner. Indeed, predictions have been??2__??for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment would soon revolutionize the very??3__??of money itself, only to??4__??itself several years later. Why has the movement to a cashless society been so??5__??in coming? qx0RCP /s ? Although electronic means of payment may be more efficient than a payments system based on paper, several factors work??6__??the disappearance of the paper system. First, it is very??7__??to set up the computer, card reader, and telecommunications networks necessary to make electronic money the??8__??form of payment Second, paper checks have the advantage that they??9__??receipts, something that many consumers are unwilling to??10__??. Third, the use of paper checks gives consumers several days of float - it takes several days??11__??a check is cashed and funds are??12__??from the issuers account, which means that the writer of the check can cam interest on the funds in the meantime.??13__??electronic payments arc immediate, they eliminate the float for the consumer. T( @y#09 ? Fourth, electronic means of payment may??14__??security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information??15__??there. The fact that this is not an 16__ occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and??17__??from someone elses accounts. The??18__??of t