《金融英语听说》Unit2.doc

Unit 2 Short Dialogs Task 1 Multiple Choice Scripts Answers Dialog 1 W: Why can’t I tell interest rate from exchange rate? Who can help me? M: Well, It is not as difficult as you think. There is a simple way to tell the difference. When you deposit money with a bank or borrow money from a bank, you usually earn or pay interest at the set interest rate. If you go to exchange RMB for some foreign currency, you’ll need to know the current exchange rate of RMB to that currency. Have you got it? W: Yeah, I think I’ve got it. The interest rate is the price of local currency on the local market and the exchange rate is the price of one currency against another one on the foreign exchange market. Question: When will exchange rate be used according to the man? (D) 译文 女：我怎么就区分不了利率和汇率呢? 谁能帮帮我？ 男： 别着急。没有你想得那么难。有个简单方法可以区别它们。当你把钱存到银 行或者从银行贷款时，你会按规定的利率赚得利息或支付利息。如果你去把 人民币兑换成某种外汇，你就必须知道人民币兑换该外汇的现时汇率。懂 了吗？ 女： 是，我想我明白了。利率就是本国市场上本国货币的价格，而汇率就是外汇市 场上一种货币兑换另一种货币的价格。 Dialog 2 W: This is the Credit Card Center of China Construction Bank. What can I do for you? M: I want to apply for a Long Credit Card. I don’t know what documents are needed for the application. W: You are welcome, sir. Just your ID card and your Cer tif icate of Employment will be required. M: Oh, very good. I have brought them with me. Here they are. W: All right. Please fill in an Application Form. Do you have any idea about the card? M: Yes, a little. I’m told it is very convenient to make payment with a Long Credit Card. But how can I put money to my card? W: It is a piece of cake. When you have a credit card, you hold a credit card account with our bank. You can deposit money to your credit card account through ATMs or over the counter at any bank outlet. If you are too busy to come, you can choose to transfer money from your current account automatically. We’ll send you a monthly statement and tell you the balance of your account. Question: What will the customer do if he wants to deposit money to his credit ca