INSTITUTECARGOCLAUSES(ICC2009)(A)分析.doc

1/1/09 INSTITUTE CARGO CLAUSES (A) RISKS COVERED 2009年1月1日协会货物条款（A） 承保风险 Risks 1. This insurance covers all risks of loss of or damage to the subject-matter insured except as excluded by the provisions of Clauses 4, 5, 6 and 7 below. 风险 1. 风险（Risks） 本保险承保除了下述第4、5、6和7条规定的除外责任以外的保险标的的灭失或损害的一切风险。 General Average 2. This insurance covers general average and salvage charges, adjusted or determined according to the contract of carriage and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 4, 5, 6 and 7 below. 2.共同海损（General Average） 本保险承保根据运输合同及/或适用法律和惯例理算或确定的，为避免或与避免任何原因导致的有关引起共同海损和救助费用的损失，但不包括以下第4、5、6和7条的除外责任。 Both to Blame Collision Clause 3. This insurance indemnifies the Assured, in respect of any risk insured herein, against liability incurred under any Both to Blame Collision Clause in the contract of carriage. In the event of any claim by carriers under the said Clause, the Assured agree to notify the Insurers who shall have the right, at their own cost and expense, to defend the Assured against such claim. 3.“船舶互有责任碰撞条款”（ Both to Blame Collision Clause） 本保险赔偿被保险人根据运输契约的船舶互有责任碰撞条款 ，由被保险人就承保风险应承担的责任。在上述条款下若承运人向被保险人提起索赔 ，被保险人同意通知保险人 ，保险人有权自负费用为被保险人就此项索赔抗辩。 EXCLUSIONS 除外责任 4. In no case shall this insurance cover 4. 在任何情况下，本保险不承保： 4.1 loss damage or expense attributable to wilful misconduct of the Assured 4.1可归因于被保险人的恶意行为引起的灭失、损害或费用； 4.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured 4.2保险标的的自然渗漏、重量或容量的自然损耗或自然磨损； 4.3 loss damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured to withstand the ordinary incidents of the insured transit where such packing or preparation is carried out by the Assured or their employees or prior to the attachment of this insurance (for the purpose of these Clauses packing shall be deemed to include stowage in a containe