I企业对财务风险的防范措施.docVIP

企业对财务风险的防范措施 Enterprise financial risk prevention measures 摘要：在一个较长的时期内，企业财务风险是我国国民经济面临的较为重要的一种风险。这一风险的形成，既有企业外部法律和经济环境变动的影响，又有企业内部机制和管理中存在先天不足的原因。通过对我国国有企业的总体分析可以看出，我国国有企业已经进入高财务风险时期，发展趋势令人担忧，防范和化解财务风险的任务日益紧迫。 Abstract: in a long period of time, corporate financial risk is the risk facing the national economy more important. The formation of this risk, both enterprise external legal and economic environment changes, and internal mechanism and management of congenital deficiencies. Can be seen through the overall analysis of Chinas state-owned enterprises, state-owned enterprises in our country has entered the period of high financial risk, development trend worrisome, guard against and defuse financial risks increasingly urgent task. 关键词：财务风险，技术方法， 制度 Key words: financial risk, technical methods and system 业财务风险具有“牵一发而动全身”的效应。防范和化解财务风险，既是现在乃至更长时期内我国经济工作的一项重要任务，也是必须解决的一个迫在眉睫的现实问题。如何有效地防范和化解企业财务风险呢？笔者认为，应采取以下主要对策。 Financial risk is the effect of one change makes all change. Guard against and defuse financial risks, both now and for a longer period of our countrys economic work is an important task, is also a looming reality problem must be solved. How to effectively prevent and resolve corporate financial risk? The author thinks, should take the following countermeasures. 企业防范财务风险的技术方法enterprise financial risk prevention methods. （一）分散法 dispersion method. 即通过企业之间联营、多种经营及对外投资多元化等方式分散财务风险。对于风险较大的投资项目，企业可以与其他企业共同投资，以实现收益共享，风险共担，从而分散投资风险，避免因企业独家承担投资风险而产生的财务风险。另外，市场需求具有不确定性、易变性，企业为分散风险应采用多种经营方式，即同时经营多种产品。一般来说，长期投资的风险大于短期投资的风险，股权投资的风险大于债权投资的风险，证券组合投资可以分散有价证券投资的非系统性风险，其投资风险低于单项证券投资的风险。当然，风险越大，可能产生的收益也就越大。 Through joint between enterprises, a variety of business, foreign investment diversification spread financial risk, etc. For risk investment project, the enterprise can joint investment with other companies, in order to realize the revenue sharing, risk sharing, and disperse investment risk, avoid the enterprise e