贵阳市中小型企业融资存在的问题与原因分析(可编辑).docVIP

摘要 贵阳市中小企业迅猛发展，对推动贵阳市机会经济发展起着举足轻重的作用。随着需求量的不断增大，融资困难已经成为制约贵阳市中小企业发展的瓶顶。主要是由于贵阳市中小企业管理落后，财务信息透明度不高，融资方面过于依赖银行贷款，而自身缺乏有效的担保，所以银行对贵阳市中小企业的融资问题很难提供有效帮助。其次是因为没有明确的法律法规能有效的促进中小企业的发展，政府等相关部分的支持也很有限，导致贵阳市中小企业发展的制约因素越加严峻。 因此，贵阳市中小企业在今后发展中应该注重自身建设，拓宽融资渠道，建立健全的企业信用制度和担保体系。同时，贵阳市中小企业自身也要研究出一些可行性对策，努力争取到政府及有关部门的支持，并配合有关部门出台的相关的法律法规，打破贵阳市中小企业发展的瓶顶。 关键:贵阳市中小企业 融资困难 对策Abstract Guiyang city rapid development of small and medium-sized enterprises, to promote opportunity to guiyang economic development plays an important role. With the increasing of demand, financing difficulties has become a bottle cap of restricting the development of small and medium-sized enterprises in guiyang city. Is mainly due to the small and medium-sized enterprise management backward, guiyang financial information transparency is not high, overly dependent on bank loans financing, and its lack of effective guarantee, so the bank of guiyang city small and medium-sized enterprise financing problem is very difficult to provide effective help. Second is no explicit laws and regulations can effectively promote the development of small and medium-sized enterprises, government and other relevant part of the support is limited, lead to guiyang factors restricting the development of small and medium-sized enterprises increasingly serious. Therefore, guiyang city in the future development of small and medium-sized enterprise should pay attention to own construction, broaden the financing channels, establishing and perfecting the enterprise credit system and guarantee system. At the same time, guiyang city of small and medium-sized enterprise itself to develop some feasible countermeasures, trying to get to the support of the government and related departments, and cooperate with related departments of the relevant laws and regulations, break the bottle cap of guiyang city development of small and medium-sized enterprises. Key Words: Guiyang city of small and medium-sized enterprises The financing difficulti