保险学原理练习1.docVIP

窗体顶端  HTMLCONTROL Forms.HTML:Hidden.1   HTMLCONTROL Forms.HTML:Hidden.1  保险学原理练习  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1  总共100题共100分 查看试题范围 HTMLCONTROL Forms.HTML:Option.1 显示全部试题  HTMLCONTROL Forms.HTML:Option.1 仅显示答错试题  HTMLCONTROL Forms.HTML:Option.1 仅显示未答试题  HTMLCONTROL Forms.HTML:Option.1 仅显示答对试题  考试编号zjcwkj2013-11-31答题开始时间2013-12-02 22:27:46答题结束时间2013-12-02 22:28:07考生姓名谭露梅考试时间00:00:21分钟总得分0分评卷人系统自动评卷评卷时间2013-12-02 22:28:07一.?单选题?（共30题,共30分）  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1 1.?按照最大诚信原则,投保人故意违反告知义务,保险人可以解除保险合同;对合同解除前发生的保险事故所导致的损失,正确的处理方式是( ).?（1分）  HTMLCONTROL Forms.HTML:Option.1 A.全部承担赔偿或给付保险金的责任  HTMLCONTROL Forms.HTML:Option.1 B.部分的承担赔偿或给付保险金的责任  HTMLCONTROL Forms.HTML:Option.1 C.不承担赔偿或给付保险金的责任,并不退还保险费  HTMLCONTROL Forms.HTML:Option.1 D.不承担赔偿或给付保险金的责任,但可退还保险费  ?★标准答案：C ?☆考生答案：D???? ?★考生得分：0?分??评语：?★答题分析：{在此写试题解析 HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1 2.?下列对道德风险的描述，不正确的是（牋?）。?（1分）  HTMLCONTROL Forms.HTML:Option.1 A.道德风险能够通过优化保单条款、严格核保程序、加强教育和宣传等手段加以防范和缓解  HTMLCONTROL Forms.HTML:Option.1 B.道德风险因素是普遍存在的  HTMLCONTROL Forms.HTML:Option.1 C.投保人/被保险人在投保前防损动机减弱的可能性  HTMLCONTROL Forms.HTML:Option.1 D.道德风险因素，是指一方当事人通过合同或协议等方式转移风险后，趋利避害的动机大大减小的可能性  ?★标准答案：C ?☆考生答案：???? ?★考生得分：0?分??评语：?★答题分析：{在此写试题解析 HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Hidden.1 3.?投保人要求解除保险合同的，保险责任开始后(?)。?（1分）  HTMLCONTROL Forms.HTML:Option.1 A.保险人全额退还收取的保费  HTMLCONTROL Forms.HTML:Opt