论农业保险的准公共物品属性定位.pdfVIP

22 1 ( ) V ol2 1 N o1 2008 2 JOURN AL O F INSU RAN CE PRO FESSION AL COLLECE Feb 2008 任泽华 ( , 610074) [ 农业保险对我国农业健康发展和农民生活水平的提高以及国民经济繁荣具有 要的战略意义, 然而对农业保险定位的模 糊致使其发展缓慢笔者从经济学的角度分析了农业保险属于准公共物品, 并从四方面阐释了发展农业保险离不开政府的支持, 只有得 到政府的鼎力支持, 农业保险才能够持续健康发展 [ 农业保险; 准公共物品; 政府支持 [ F 84 [ A [ 1673- 1360 ( 2008) 0 1- 0076- 03 [ Abs tract] A g ricultura l insurance is o f strateg ic mi portance to the hea lthy developm ent o f Ch ina s agr-i culture, the steady mi provem ent of rura l popu lation s living standard and the prosperityH ow ever, the b lurry orientat ion to ag ricultura l insurance cau ses it to develop slow lyT he author considers agricu ltura l insurance as the quasi- pub lic goods from econom ics ang le and exp lains that the rap id developm ent of agr icu ltura l insurance is mi possib le w ithout the governm en t s suppo rts from four aspectsT he paper a lso ana lyses behavior characteris- t ics and functions of governm en tF ina lly, the autho r draw s the conc lu sion Only has it governm ent s kind effort supports, agricu ltural insurance deve lop s healthily [ KeyW ord s] A gricultural insurance; Quasi- pub lic goods; Posit ive externality; Governm ent , , , ( public goods) , , : ; , , , , , ; , ; ; , , , ; , , ( private goods) , , ; , , , , ( quasi- pub lic goods) ; , , ; , , , , , , : ( 1981 ) , , , , 2008 1( 116 ) : 77