网上市廛与传统市廛的差别(国外英文资料).docVIP

网上商店与传统商店的区别The emergence of Internet banking has broken the traditional banking business model and management concept, represents the development direction of the future bank, to the banking industry has brought unprecedented opportunities and challenges.First, the development of the Internet bank in ChinaWith the growing sophistication of the Internet application environment, the type and scale of new business models such as e-commerce and electronic services have been developed rapidly. These Internet financial transactions of the development of the service behavior, require the traditional commercial bank or financial institution to provide a network technology based on the open payment and settlement services, online banking services. In April 1997, China merchants bank opened a trading bank website, which opened the curtain on the development of online banking in China. So far, more than 60 Banks have carried out substantial online banking operations in the territory. Despite the impact of the global financial crisis, the 2009 China overall is still maintained the upward trend in the development of online banking, especially the personal online banking business, the past year, the department in charge of industry, commercial Banks and CFCA related agencies, under the push of personal online banking market and inverse city, showed a strong momentum of development. In 2009, the percentage of people living in the countrys urban population was 20.9%, up 2% from 2008. The active users accounted for 76.7%, while the sluggish user accounted for 23.3%. At the same time, the core population of 35-44 years and the increase in the number of online bank users in the womens market have increased, and the bank is further infiltrating all kinds of people. In 2009, the enterprise net users, 40.5% than fell slightly in 2008, mainly from the wide is impacted by the financial crisis, one million yuan of the following size small and medium enterprises of online banking users than