对中国长期护理保险制度模式的初步思考.pdf

Vol.3, No.5 Scientific Research on Aging May 2015 F840.67 A 2095-5898 (2015) 05 - 0013 - 09 Preliminary Study on the Model of Long-term Care Insurance in China LIN Bao (Institute of Population and Labor Economics, Chinese Academy of Social Sciences, Beijing 100028, China) Abstract The necessary of building long-term care insurance in China is strengthening with the increasingly development of population aging and growth of care demands. The long-term care insurance in China should be a uniform social security system with features of welfare, inclusive and mandatory, so as to provide standard and basic care security for the public. The insurance should cover people based on all medical insurance. It suggests that we should build funding mechanism that composed form public subsidy, insurance contribution and user. We should also develop a uniform system for care demand classifi cation and evaluation, at the same time the payments should th be implement by service, money or combined both of them. Furthermore, the period of the 13 fi ve- year plan is a suitable time to introduce the long-term care insurance. — 13 — Key words long-term care insurance covering g