初级经济师辅导资料15（国外英文资料）.docVIP

初级经济师辅导资料15（国外英文资料） Credit and financial intermediation The connotation and type of credit (1) the definition, existence and nature of credit The definition of credit (mastery) Credit refers to the creditor, the debt relationship, and all the economic phenomena of its performance, which is the surplus of money that is lent by the surplus to the shortage of funds. Credit is a lending act conditional on repayment and interest payments. The premise of the existence of credit (familiar) Credit has long been in the form of physical and monetary borrowing. The basic premise of credit creation is the social division of labor under private ownership and the emergence of large surplus products. Private ownership is the common premise of currency and credit. The nature of credit (mastery) (1) credit is not an ordinary lending act, which is conditional on repayment and payment of interest. (2) credit is a special form of value movement and is a unilateral value movement. (3) credit is a debt obligation relationship, which is the unity of creditors and debt relations. (4) credit is an economic category that is closely linked to the commodity and currency. The credit of different societies reflects the economic relations of different societies. (1) it is the common premise of the existence of money and credit. The production of the commodity economy B. the social division of labor C. private ownership The appearance of the surplus product [the] C (2) credit is a conditional lending act, conditional on (). A. repayment and interest paid The existence of the central bank C. Commercial Banks exist The existence of the securities market [the answer] a. (1) credit as an economic category, and () the proper knowledge of its essence. A: it is conditional on paying interest and paying interest B. It is a unilateral value movement It is the value movement of both sides It is merely a form of bond The credit of different societies reflects the economic relations of different societies [th