论文模板适用于会计财务审计专业.doc

招商银行并购永隆银行绩效与风险的研究 ——XXXXXX 10级工商管理（财务管理） 姓名: 周冰洁 学号: 1019066 指导老师 【】。 研究中发现，招商银行并购永隆银行考虑了宏观经济环境，永隆银行区位竞争优势，并购后的协同效应。财务风险上，并购成本高，短期有资金压力，但长期来看将产生较好的协同效应。整合风险上，并购带来了经营规模的扩大，优势互补，提升综合实力，但企业文化、业务服务、人才交流等方面存在复杂性，有一定管理难度。 本文最后就此次研究做出了相应的结论：并购需要抓住时代机遇，积累成功经验，控制经营风险，由近及远。要坚持短期利益与长期利益相结合，考虑各种因素，布置周密战略。对未来我国银行业并购提出了三点启示：境内境外两大市场统筹兼顾，海内外人才的整合，境内外业务和客户协调。 【关键词】Study of Performance and risk on China Merchants Bank Mergers and acquisitions Wing Lung Bank 10 Business Administration(Finance) Name: Bingjie Zhou Student ID: 1019066 Supervisor: Jie Zhou 【Abstract】The global financial crisis has given the U.S. and European banks a heavy blow. But comparatively, the Chinese banks were much less affected. As the cost of mergers and acquisitions (MA) declined, and this financial turmoil worsened, MA in banking industry are constantly becoming a trend. This article is set against a background of financial crisis，research the performance and risk of China Merchants Bank Mergers and acquisitions Wing Lung Bank, figure out the merger and acquisition strategies, motivation, strengths and weaknesses, reference experience MA for the future of Chinas banking industry. It was found out that China Merchants Bank considered the macro economic environment, the Wing Lung Bank Location competitive advantage, synergistic effect after MA. In financial risk，MA costs expensive, financial pressure in short-term, but in the long term will have a good synergistic effect. In integrated risk, MA promoted the expanding of operation scale, complementary advantages, enhance the comprehensive strength. But the aspects of enterprise culture, business services, personnel exchanges exist complexity. So it has some difficult in management. Finally, this research has made the corresponding conclusion: MA need to seize the opportunities, accumulate the successful experience, control the management risk, from the close to the distant. Insist on combination of short-term interests and long-term interests, considerin