国有商业银行表外业务发展的现状与对策研究doc.doc

国有商业银行表外业务发展的现状与对策研究表外业务面临的现实背景表外业务发展滞后约束业务发展原因 ４.2对于商业银行开展表外业务监管与自律的建议关于商业银行分阶段发展表外业务的国有商业银行表外业务发展的现状与对策研究摘要与西方发达国家相比，商业银行的差距很明显因此，国有商业银行表外业务发展，必须深化金融体制改革，尽快混业经营制度，加强产品开发，加大投资和，实施有效的营销策略，加强风险防范和财务监督。关键词国有商业银行发展战略比较研究风险防范State-owned commercial banks, business development sheet Current Situation and Countermeasures Abstract：Since reform and development, with the gradual opening of financial market, foreign bank on state-owned commercial Banks in various aspects to bring the very big impact, development variety of off-balance-sheet business the trend of The Times. However, compared with