利息计算公式精要.pptxVIP

利息计算公式(梯度系列) 第八讲 第三章 美国大学工程经济学教材 Copyright © 2010 Contemporary Engineering Economics, 5th edition, © 2010 线性渐变系列 一系列严格的梯度 梯度系列作为统一的复合系列，有支付A1和增量的常数G的梯度系列 Contemporary Engineering Economics, 5th edition, © 2010 例子1：线性梯度:求P,鉴于A1,G,N,和i 给出: A1 = $1,000, G = $250, N = 5 years, and i = 12% per year 求: P Excel Solution: Contemporary Engineering Economics, 5th edition, © 2010 梯度-等值的系列支付的转换因素 给出: G = $1,000, N = 10 years, i = 12% 找出: A 得出: Contemporary Engineering Economics, 5th edition, © 2010 现金流系列 公式 例子2： – 线性渐变: 求 A, 给出A1, G, i, 和 N 给出: A1 = $1,000, G = $300, N = 6 years, and i = 10% per year 求: A Contemporary Engineering Economics, 5th edition, © 2010 例3：线性梯度下降系列 给出: A1 = $1,200, G = -$200, N = 5 years, and i = 10% per year 求: F 策略: 既然我们没有兴趣公式直接计算线性梯度系列的未来价值（F），我们首先找到相当于梯度系列的现值,然后这个P转换为其等效F。 Contemporary Engineering Economics, 5th edition, © 2010 几何梯度系列的现值 公式: 系数的符号: Contemporary Engineering Economics, 5th edition, © 2010 例4： –几何梯度系列 给出: A1 = $54,600, g = 7%, N = 5 years, and i = 12% per year 求: P Contemporary Engineering Economics, 5th edition, © 2010 例5： 退休计划——节省100万美元 给出: F = $1,000,000, g = 6%, i = 8%, and N = 20 求: A1 :方法 Contemporary Engineering Economics, 5th edition, © 2010