中国农业机械保险现状分析及发展对策.pdfVIP

中!ll，tt f (盖 d且 2011 ， 27(14): 161-164 Chinese Agricultural Science Bulletin 中国农业机械保险现状分析及发展对策 姚新脏，张彩震，樊沙沙，任素勤 (河南农业大学机电工程学院，郑州 450002) 摘要:对中国农业机械化过程中的保险不足问题及发展对策进行研究。根据数据统计、参与者问询和 抽样问卷调查，了解到伴随农业机械化水平的不断提高，中国农机事故率有所增加，所造成的经济损失 和人身安全也越来越严重。研究发现中国相应的农机保险在制度建设、品种设置、市场监管、业务操作 等方面都有一些不足。预测了中闺未来农机化水平进一步提高的程度，在这个过程中建议加强从制度、 宣传、网点、操作等方面入手进行改进，发挥保险在农业健康发展中的应有作用。 关键词:农业机械化;农业机械;保险;后市场;农机安全 中团分提号:F840.4， F323.89 文献标志明:A 论文摘号:2010鞠3360 The Present of China Agricu1tura1 Machinery Insurance and Development Yao Xinsheng , Zhang Caixia, Fan Shasha, Ren Suqin (College 01Mechαnical and Electrical Engineering, Henan Agricultural University, Henan 45脱脱) Abstract: The papers studied the shortage and development of the insurance problem in the process of agricultural mechanization in china. 日y data statistic , participant inquiη， and questionnaire investigation , it is known that wÎth the improvÎng of the a伊cultural mechanization level , agricultural machineηaccident rate is raising , which the economic loss and the security of person becomes worse. It is found there are some shortages in the system development, variety configuration , market supervision, business operation , etc in the agricultural insurance. Then it forecasted the level of the agricultural mechanization in the future. In this process , it is proposed to improve on the system, promotion , node , operations , to play the possible insurance role in rural development of China. Key words: agricultural mechanization; a伊cultural machinery; insurance; aftermarket; agricultural machinery safety o 51 啻 保险等保障措施发展不相匹配，安全事故存在黑洞。 就中国农机事故统计现状来看，一个