filename4(国外英语资料).doc

filename4 Reserve fee, interest on construction loan Reserve fee, interest on construction loan Five, reserve fee, construction period loan interest [cases ] a construction project construction costs 50 million yuan, equipment purchase costs 30 million yuan, other construction costs 20 million yuan, known as the basic reserve rate of 5%, the project pre construction period of 1 years, the construction period is 3 years, the annual investment plan, following the first year, completed an investment of 20%, second years 60%, third years 20%. The average annual investment price rising rate was 6%, during the construction project construction cost for the price. Solution: basic reserve fee = (5000+3000+2000) x 5%=500 yuan Static investment =5000+3000+2000+500=10500 yuan Completion of the first year of construction investment =10500 x 20%=210 million First year price increase reserve fee is: PF1=I1[(1+f) (1+f) 0.5 - 1] =19.18 yuan Second years to complete investment =10500 x 60%=630 million Second years price increase reserve fee: PF2=I2[(1+f) (1+f) 0.5 (1+f) - 1]=98.79 million Third years to complete investment =10500 x 20%=210 million Third years price increase reserve fee: PF3=I3[(1+f) (1+f) 0.5 (1+f) 2 - 1]=47.51 million Therefore, the preparatory price for the construction period is: PF=19.18+98.79+47.51=165.48 yuan (a case) a new project, the construction period of 3 years, the annual balance of loans, the first year loans 3 million yuan, Second years 6 million yuan, third years 4 million yuan, the annual interest rate of 12%, the construction period interest only interest, not pay, calculate the construction period loan interest. Solution: during the construction period, interest rates are calculated as follows: Investment estimate (Part I) Second section investment estimate I. contents of investment estimation and estimation steps. Total investment, construction investment, project cost, construction project fee Acquisition fees for equipment and equipment Install