外文翻译---蓝牙技术应用于手机银行.doc

Bluetooth Technology used in Mobile Banking Abstract Mobile banking (M-Banking) has been welcomed in most of the countries as a new branch in electronicbanking (E-Banking). In developing countries such as Iran mobile banking is limited to fields such as SMS due to lack of infrastructure and because of high costs. In this paper we present a method for developing banking services through mobile phone in the bank area. In our method a server which is capable to be connected through bluetooth is installed inthe bank and offered banking services. Customers inside the bank and also around the bank are connected to the bank system through bluetooth technology and handle their banking operations through their mobile phones. This way they wont pay any additional cost and for example they can handle operations while they are inside their car parked near the bank. Moreover they can handle some of their other banking operations through their mobile phones while they are dealing with other activities inside the bank. This way they can use their time in an optimal way and the banks can alsoavoid the rush hours. Since our method using bluetooth, most of mobile phones can use this system. Keywords: Mobile Banking (M-Banking), Wireless Communication, Bluetooth Technology. 1. Introduction After Internet entered into our daily life, most of dimensions of our lives such as education,communication, business, etc, were overshadowed by this novel phenomenon. One of these dimensions is to handle banking affairs through the Internet (Figure 1).By using the Internet we dont have to go to the bank and it is possible for us to handle our banking operations anywhere and anytime. Furthermore there are not such difficulties as busy and crowded banks. Therefore the customers can save their time. On the other hand the customers expenses are decreased. In this system we dont have to be faced the problem of banks being closed at non-working hours and we can handle banking affairs all the time. Theref