个人理财八大原则（The eight principles of personal finance）.docVIP

个人理财八大原则（The eight principles of personal finance） A, eight principles of personal finance To ensure the basic principle of life, money investment. Principle of economic benefit - absolute value: Profit = income cost; relative value: return on investment = profit / investment * 100% Safety principle - combine investment, spread risk, dont put all your eggs in one basket, and dont put all the baskets on one shoulder. Realization principle - the weather is unpredictable. The principle of the person - environment, personality, preferences, age, occupation, etc.. The principle of lifelong financial management -- the demand for financial management in different periods of a persons life, must therefore be taken into account both in stages and in continuity. The principle of happy financial management -- the purpose of investment and financial management is to live a better life, to keep a happy mood and a healthy body. Improve the quality principle - - enhancing financial management capabilities, capital management capabilities, risk investment awareness, and enrich economic and financial knowledge. B, financial 15 bogey The real situation is unclear; do not think of it; irresolute and hesitant spending; blind comparisons; bad consumption;; decentralized financial resources; others believe Too Big for Her Skin;; unscrupulous; wasteful; difficult to know do not retreat; save addiction; he too stingy. C, method articles Financial experts start When it comes to financial methods should be different views, but for many beginners just starting financial management, some method is very convenient and practical, if mastered the basic approach of these steps is your first step to success. - recognize yourself If you want to manage your money well, you must first understand your basic situation. How many family properties do you have? What are the fixed assets? How much is the current capital? How much more debt is needed? How much can be used to reinvest? What is the usual incom