扶企惠民做年管理金 招行再推新产品（Help enterprises, Huimin year management, China Merchants Bank to push new products）.doc

扶企惠民做年管理金 招行再推新产品（Help enterprises, Huimin year management, China Merchants Bank to push new products） Recently, the state human resources and Social Security Bureau issued the circular on issues related to the pilot project of enterprise annuity collection, which standardizes the establishment, operation and supervision of enterprise annuity collection plans. As the earliest domestic financial institution engaged in professional service of enterprise annuity, China Merchants Bank has responded positively and launched a new series of enterprise annuity programs, golden life. According to United Nations Statistical Standards, more than 10% of the population aged over 60 in a country belong to an aging population. This year, the sixth national census data show that Chinas population aged 60 and above accounted for 13.26% of the total population; the report China population and labor forecast, 12th Five-Year period, Chinas population over the age of 60 will exceed 200 million, there may be more than the total population of 15%. China is accelerating the aging society has become a reality the biggest challenge facing the current pension system. At present, Chinas old-age security system consists of three parts, namely, basic social security, enterprise annuity and personal savings. With the disappearance of the demographic dividend and the arrival of the aging society, as the second guarantee of enterprise annuity will take greater social security responsibilities, to provide high quality of life for the masses. Enterprise annuity refers to the supplementary pension insurance system voluntarily established by enterprises and their employees on the basis of participating in the basic old-age insurance according to law. The management mode of enterprise annuity is divided into two types: single plan and collective plan. Among them, the collection plan has the characteristics of low threshold, low cost and simplified process, and is gradually favored by small and medium-si