人身保险投保提示书（银保专用）.PDF

人身保险投保提示书（银保专用） Important Information Concerning Life Insurance Products (for Bancassurance Only) The English version is for reference only. The Chinese version shall prevail in case of any conflicts. 尊敬的客户Dear clients： 　　人身保险是以人的寿命和身体为保险标的的保险，当被保险人发生死亡、伤残、疾病等风险事故时或者达到合同约定的年龄、期限时，保险公司按照保险合同约定给 付保险金。人身保险具有保障和长期储蓄功能，可以用于为人们的生活进行长期财务规划。为帮助您更好地认识和购买人身保险产品，保护您的合法权益，中国保险监督 管理委员会请您在填写投保单之前认真阅读以下内容：A life insurance product is insured against risks to ones life and body. The insurance company will, when the insured suffers the peril, including but not limited to death, injury or disease, or meet the requirement on age or term specified in the contract,pay the insurance benefit in accordance with the contract. A life insurance product is a kind of protection as well as a long-term saving and can be used to make long-term financial plan. In order to help you better understand life insurance products for your benefit, China Insurance Regulatory Commission (CIRC) advises you to read the following clauses carefully before filling in the application form: 　　一、请您确认保险机构和销售人员的合法资格Please check the qualification of the insurance organizations and agents. 　　请您从持有中国保监会颁发《经营保险业务许可证》或《保险兼业代理许可证》的合法机构或持有《保险代理从业人员展业证书》的销售人员处办理保险业务。如需 查询销售人员的销售资格，您可以要求销售人员告知具体查询方式，或登录保险中介监管信息系统查询（网址：）。Please purchase insurance from the legal organizations, which are granted the Insurance Business License or the Sideline Insurance Agency License by the CIRC, or the agents with the Certificate for Practicing for Insurance Agents. If you need to know the qualification of a agent, you may inquire of the agent the inquiry method or access to the website for inquiring insurance intermediary information (). 　　二、请您根据实际保险需求和支付能力选择人身保险产品Please select life insurance products according to your actual demands and payment capacity. 　　请您根据自身已有的保障水平和经济实力等实际情况，选择适合自身需求的保险产品。多数人身保险产品期限较长，如果需要分期交纳保费，请您充分考虑是否有足 够、稳定的财力长期支付保费，不按时交费可能会影响您的权益。建议您使用银行划账等非现金方式