Good Practice Overview In association with（良好的实践与概述）.pdf

Good Practice Overview In association with AUGUST 2015 Strategic asset allocation tools with risk profiling software Introduction 2 Regulatory context 2 Good practice 3 Get your copy of the full review 4 This paper is in response to member’s requests to provide a summary of good practice within one source document and is based upon the Personal Finance Society’s understanding of the regulators rules and current stance. Whilst a summary, it is not intended to be inclusive and should not be relied upon at the exclusion of other sources of information. Good Practice OverviewGood Practice Overview Introduction Strategic Asset Allocation (SSA) Tools make it easier for advisers to construct investment portfolios where the firm takes control of the asset allocation decisions (as opposed to a managed fund or multi-manager fund where these asset allocation decisions are made by the product provider). This Good Practice Guidance is designed to highlight some of the considerations you will need to take in respect of your firm’s approach to asset allocation and the extent to which it may vary between clients. For example, if you are not providing an ongoing review service, you should consider if an investment solution that is self-rebalancing is more suitable for yo