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09年最新银行前台柜员工作总结(Summary of the latest bank teller work in 09 years)
Summary of the latest bank teller work in 09 years
A year ago, our leadership at the higher line, seize five key points, namely, focus on credit management, prevent and resolve business risks; focus on savings, and enhance financial power; focus on earnings, improve capital operation efficiency; focus on standardized management, promote compliance; focus on the team the construction, improve the overall quality of the entire line. The successful completion of the task of the main business, to the end of 12, interest income 30 million 540 thousand yuan; savings deposit growth rate reached 15.45%; public savings growth rate achieved 0.9%; foreign currency deposits amounted to $860 thousand, more than the planned $60 thousand loan; the incremental ratio of 26.66%; the cost of 13 million 780 thousand yuan; book losses of 37 million 160 thousand yuan; the actual loss of 45 million 730 thousand yuan. The evaluation index is also done well: non interest bearing assets occupancy rate of 15%, only 0.2 percentage points worse than planned; the new normal lending rate 100%; insolvent disposal rate of 23%, exceeded 3 percentage points; loan repayment 30 million yuan; non interest income growth rate of 75%, compared with the plan 95%; credit card spending 610 thousand yuan, exceeding 10 thousand yuan; international settlement business volume reached US $11 million; $3 million 500 thousand in excess; no major economic, criminal cases or accidents.
Looking back on 1999, we have focused on the following tasks:
First, strengthen credit management, improve income levels.
Four major links have been caught:
(1) concentrate on grasping interest. Interest income is a key factor affecting the whole line of business results, the difficulty of the work is work income of the bank, is a tough battle. In order to ensure that this arduous task was completed on schedule, the following 3 measures were taken.
First, the implementa
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