业内质疑全面农商行化非唯一渠道（The industry questioned the comprehensive commercial bank non only channel）.docVIP

业内质疑全面农商行化非唯一渠道（The industry questioned the comprehensive commercial bank non only channel） Last 8 years, the last round of reform of the overall development level of Chinas future banking industry - Rural Credit Cooperatives (hereinafter referred to as the Rural Credit Cooperatives) restructuring, has gradually come to an outline. In August 2nd, the CBRC cooperative finance supervision department said publicly: since 2011, the CBRC through five years of high risk comprehensive disposal mechanism, historical loss losses fully digest, joint-stock reform completed, the establishment of basic modern rural banking system. In addition, the abolition of the rural credit cooperatives qualification shares, to encourage qualified rural credit cooperatives reform for rural commercial bank, not in the formation of the new rural cooperative banks, rural cooperative banks will be fully available for the restructuring of rural commercial banks. Data show that rural credit cooperatives to pay agricultural loans, accounting for not only 1/3 of all banking institutions in the country, while granting loans to farmers, accounting for 78% of the country. This one, immediately for the reform of rural credit cooperatives from 2003 began restructuring the clear tone. The industry has been questioned because of business two words: after the share reform of the rural credit cooperatives, if changed the positioning and direction of service, then it will be the biggest unsuccessful. This document, I have not yet seen authoritative interpretation, but I personally feel that now the rural credit cooperatives will be changed to commercial, and no longer cooperative.. CASS Institute of rural development, China micro credit union chairman Du Xiaoshan told times weekly reporter. A nearly 11 years of ownership reform, not only is the last member of the overall development of Chinas banking industry restructuring, but no matter how the restructuring, will have a direct impact on the modern economic m