国寿福禄鑫尊两全保险(分红型)投保示例(China Life Fu Lu Xin respect of endowment insurance (participating) for example).docVIP
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国寿福禄鑫尊两全保险(分红型)投保示例(China Life Fu Lu Xin respect of endowment insurance (participating) for example)
国寿福禄鑫尊两全保险(分红型)投保示例(China Life Fu Lu Xin respect of endowment insurance (participating) for example)
A: product features
The agreed return of the fast receive more flexible
Three years of increasing return for high
A piece of special living off of love
This is a lifetime pension income return
Enjoy the annual dividends against inflation strong
The policy may be borrowing funds to turnover
Relaxed underwriting requirements can enjoy wide
For example: two
Ms. Fu, 30 years old this year, buy China Life Fu Lu Xin respect of endowment insurance (participating), the annual premium pay 100 thousand yuan, a total of over 5 years, 60 years old the return of principal, received a total of insurance interests:
1, at the age of 60 to return the principal:
The 60 year old debt guarantee, receive a one-time birthday insurance 500000 yuan (return of premiums)
2, 60 year old former gold deposit
A: return every three years, the first time to return the basic insured amount of 15%, after each return increased 3%, up to 30%, until the age of 60
B: every three years to return the premiums for 2% years, until the age of 60
A+b=10109 yuan to 18218 yuan
3, 60 years survival of gold
The annual return of 5406 yuan (10% basic coverage), until life.
4 bonus, insurance
Share the world top 500 for ten consecutive years, the insurance companys investment income, dividends every year, compounding interest, truly increase the value of the assets and the fight against inflation
5, death insurance
1 years of internal disease death: return to the premium 100000 yuan
Before the age of 60 or 1 years after the accident causes the death of Kim: return to the premium of 105%
60 years after the gold: the basic coverage and the cash value of the highest
6, the cumulative stock of gold
The survival of gold and gold bonus can be placed in the insurance company interest accrue interest to maximize the benefits
7, the interests of the demonstration
Total revenue = the survival 60 birthday gold +60 gold deposit
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