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抵债资产管理经验借鉴文章3篇(Debt management experience reference 3 articles)
抵债资产管理经验借鉴文章3篇(Debt management experience reference 3 articles)
Repossessed assets management experience of Article 3.Txt heart is myself, why always be hurt...... no umbrella child must strive to run in a perfunctory youth always think too much blame, because the reality is too real person, why - together to two people, and only need to agree to break up a person
Debt management experience reference 3 articles
Difficulties and Countermeasures in the management of debt paying assets of rural credit cooperatives
Wang Liya (Agricultural Reform Office of Hangzhou City, Zhejiang province)
Insolvent is credit cooperatives for uncollectible with monetary fund loans, loans for enterprise fixed assets, current assets and intangible assets in credit assets, through a method of proceeds from the sale or transfer of value or rental rental income for the loan principal. This is an important and effective way to resolve existing non-performing assets with creditors rights and property rights according to the provisions of the guarantee law. It is an important means of activating non-performing loans. With the development of the socialist market economy becomes more and more perfect, gradually improve the laws and regulations, the measures to further strengthen the collection of bad loans, credit unions will have more business loans bad loans into the insolvent program. Therefore, to strengthen the assets of rural credit cooperatives debt management, standardize insolvent loan operation flow and improve the liquidity of assets, has an important significance to improve the credit asset quality and operating efficiency improvement.
I. difficulties in the management of bonded assets
1, loan compensation rate is low. At present, the loan assets of the loan enterprises are insufficient to compensate the loan rate, which has become a prominent problem of the credit assets of the rural credit cooperatives. There are many reasons, one is the part of credit cooperatives in the loan is not
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