管理思维-什么造就了德国最愚蠢银行（Management thinking - what makes the most stupid Bank of germany）.doc

管理思维-什么造就了德国最愚蠢银行（Management thinking - what makes the most stupid Bank of germany） What makes management: Germanys stupid bank? The morning of September 15, 2008 10, with a history of 158 years, the fourth largest U.S. investment bank Lehman Brothers filed for bankruptcy protection, every corner of the earth and the news spread quickly, it is fantastic, in such uncertain circumstances, the German National Development Bank foreign exchange swap agreement to 10:10 actually according to the Lehman brothers will be frozen account to 300 million euros, the German National Development Bank and therefore losses. Also the German Society for public outcry, have accused the German National Development Bank is the most stupid bank so far . What is the reason of the German most stupid bank? Is the quality of personnel? No Allegedly, the German national development bank owned KfW group bilateral development bank financial institutions, KfW is one of Germanys largest bank, its shareholders for the German federal government and the German states, there is the background of the bank, the quality of personnel is not low. German economic commentator Hahn said, in the bank, to the chairman of the board, to the operator, not a stupid. The banking system is backward? Clearly more than. In Europe, the territory of Germany, the financial industry has always been in the leading position, even at the top of the global counterparts, the banks computer system also is a leading global position. The German National Development Bank regardless of equipment or technology, are world class. Is the lack of supervision? From the survey, the bank business processes and rules are complete and perfect, this is obviously not the reason. Neither the lack of rules, nor the lack of supervision system, technology and equipment are first-class, but caused huge losses of 300 million euros in ten minutes! In this regard, the German community and media are analyzed and discussed from different angles. In my opi