财务基础知识银行票据（Basic financial knowledge bank notes）.docVIP

财务基础知识银行票据（Basic financial knowledge bank notes） Bank financial knowledge notes A bill of exchange, The bill is issued by the issuer, entrusted payment at sight or on a specified date to pay a certain amount to the payee or bearer. According to the drawer, drafts include bank bills and commercial bills. Issued by the Bank of the bill to a bank draft issued by a bank other than the enterprises and units of the bill to a commercial draft. Bank draft. A bank draft is the bank to be the sender of the request, in the remitter required to fulfill the formalities and pay the deposit, remittance issued to a draft by the delivery of the payee. The basic parties of the bank bills only two, namely the issuing bank and the payee, the bank is both the drawer and drawee. A bank draft is by business units or individuals will deposit money banks, issued by the bank to its holding to different places for the transfer and settlement or cash withdrawal bill. A ticket to a bank draft with convenient and flexible payment and strong features, so the bank draft by the majority of enterprises and institutions and individual economic households and individuals welcome a wide range of its use, the use of a large amount of the active effect on convenient remote purchase, the bank draft has become one of the most widely used means of payment the bank draft is issued in the form of the draft paper. Bill paying, fund settlement between the bank and the agent payment bank is processed by electronic remittance system in commercial banks. Commercial bill. The trade bill is enterprises issued by the principal payer payment date in a bill to unconditionally pay a certain amount to the payee or bearer. Commercial bills generally have three parties, namely, the drawer, the payer and payee. According to the different commercial bills into commercial bill of exchange. Accepted by a bank for the bank acceptances accepted by a bank other than the enterprises for commercial acceptance draft. Commercial bill