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购买新房、程序以及贷款流程(The purchase of new premises, procedures and loan process)
购买新房、程序以及贷款流程(The purchase of new premises, procedures and loan process)
A new house
First, the selected project, go to the sales offices to pay the deposit, and signed subscription book and signed a formal contract to determine the time. (during which special attention should be paid to the developers to provide a detailed view of the five card, two books and related documents).
??? the five card refers to the state land use permits, construction land planning permit, construction planning permit, building construction permit (construction work permits), commercial housing sales (pre-sale permit). Two books refers to the residential quality guarantee and residential use of brochures.
???? 1, state-owned land use certificate: that land users (or individuals) legal evidence of the use of state-owned land shall be protected by law.
???? 2, construction land planning permit is the construction units in the land management departments for land requisition and transfer by the legal documents before the competent department of city planning administration to confirm the location and scope of construction projects to meet the requirements of city planning, the construction unit with the legal document. No such permit is illegal land use, while the behavior of the real estate business is also illegal, not a real estate ownership documents. Issued purpose: to ensure that land use meet the requirements of city planning, construction and maintenance units in accordance with the city planning and land use of the legitimate rights and interests. Legal consequences: in accordance with the relevant provisions of the real estate business even obtained by approval documents of land for construction, but without the construction land planning permit and the occupation of land, the construction land approval documents invalid.
???? 3, construction planning permits that is consistent with the construction of a legal certificate of city planning requirements, is a legal certificate of t
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