金融风险管理（Financial risk management）.docVIP

金融风险管理（Financial risk management） A glossary: 1, market risk: Refers to the impact of future market price uncertainty for enterprises to achieve its stated objectives. 2, operational risk: The operational risk refers to the direct or indirect loss resulting from inadequate or failed internal processes, people and systems or from external events. 3, risk management: In between the benefits and costs of risk reduction and trade-off decision process actions. Decide how to treat and plan the project risk management activities. 4, risk supervision: Explain: risk supervision is through risk identification, measurement and control, will reduce the risk of adverse consequences to the scientific management method of minimum with minimum cost. Explanation: refers to the two regulatory authorities according to the assessment of the risk of the bank, take appropriate regulatory measures, to ensure that the regulation method of banks to establish a sound risk management system to identify, measure, monitor and control risks. 5, the financial risk culture: A combination of this member financial institutions face the risk of common attitude, values and practical operation procedure. 6, the current liabilities: In a balance sheet, a year a year or more of a business cycle to total debt. 7, the regulatory rating: The regulators banking industry according to on-site inspection, on-site supervision of non bank financial institutions and other channels to obtain information on the agencys level of capital adequacy, asset quality, management, profitability, liquidity and market risk and other aspects of the sensitivity of objective quantitative analysis and qualitative judgment, method and process of comprehensive based on this assessment of the mechanism of management and risk status. 8, risk retention: 9, risk tolerance: Refers to the risk tolerance refers to the realization of business goals of differences in acceptability in process, is the enterprise set based on risk preference on