中英对照托收简介.pptVIP

托收简介;concept概念;;The Parties in remittance托收当事人;The parties in collection refer to principal ,remitting bank,coliecting bank ,presenting bank ,and drawee. 托收业务通常要涉及委托人、汇出行托收银行、提示银行、付款人等。;委托人－－principal \ drawer 出票人\ 受益人beneficiary 出口方exporter \ creditor债权人，开出汇票提交单据，委托银行向国外付款方收款的人 托收行－－出口方银行 \ 出口方的账户行（remitting bank)接受委托人的委托代收款项，同时委托国外分行或代理行向债务人收款 代收行－－进口地银行 \ 进口商的帐户行(collecting bank)托收行的国外分行、代理行 付款人－－进口方（债务人）importer \ debtor是代收行接受托收行的委托向其收取货款的人。 提示行(presenting bank)----与付款人有往来账户关系的银行。 代理人(representative)----出口方在进口地的伙伴，帮助办理货???存仓、保险、转售、运回等事宜。 ;classification 分类;Collection can be classified into clean cellection and documentary collection. 托收分光票托收和跟单托收.;Clean collection means collection of financial document not accompanied by commercial documents. 光票托收是指出口人（出票人）开具汇票，不附随任何货运单据托收。 Depending on difference of conditions of payment,documentary collection can be divided into document against payment(D/P)and docuements against acceptance(D/A). 跟单托收根据交单条件不同分为付款交单（D/P）和承兑交单（D/A）。;D/P means:the collecting bank releases the title right and other shipping documents to the importer subject to payment. 付款交单是指代收行在收到进口方贷款后，将汇票及所附的货运单据交付给进口方 (D/A) calls for delivery of documents against acceptance of the draft drawn by exporter. 承兑交单要求买方凭书面承兑出口商开来的汇票获得各类票据，承兑交单总是远期付款。;Difference区别;;;;